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Canada Credit Score Guide is a free, independent guide to checking and improving your credit score in Canada. It is published by Smart Savings Guides, a small independent editorial team that runs a group of free, plain-English guide sites. We aren't affiliated with the companies we write about unless we say so.
What we cover
- Borrowell: How the Free Credit Score Works
- How to Build Credit as a Newcomer to Canada
- How to Dispute an Error on Your Canadian Credit Report
- Equifax vs TransUnion in Canada: What's the Difference?
- How Long Do Late Payments Stay on Your Credit Report in Canada?
- How to Improve Your Credit Score in Canada
- What Is a Good Credit Score in Canada?
How we research
We start from official and primary sources: the Financial Consumer Agency of Canada (FCAC), the credit bureaus Equifax Canada and TransUnion Canada, and services' own published terms. Each article shows the date it was last reviewed, and articles that rely on official sources list them at the end. Our editorial policy explains how we research, fact-check and update every page.
How we make money
Some links on this site are affiliate links. Our affiliate partners are OGAds, which powers the optional bonus downloads: the bonus unlocks after you complete a sponsored app, offer or survey, and we earn a commission when you do. Commissions come at no extra cost to you, and they never decide what we recommend: we describe risks, costs and free alternatives either way. See our affiliate disclosure for the details.
What we are not
This is general information, not financial or credit advice. We don't publish fake reviews, star ratings or testimonials, and we don't claim credentials we don't have.
Privacy
This site has no accounts, forms or newsletter, sets no cookies and runs no advertising scripts. We count visits in aggregate with Cloudflare Web Analytics, which uses no cookies or fingerprinting. See our privacy policy.
Corrections and contact
Found an error or something out of date? Tell us. See how corrections work and how to contact us.
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